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Lo Doc Loan

These types of loans require less documentation than do standard home loan offerings. Lo-doc home loans are ideal for the self employed and those with more complex financial structures. Advantages: - less documentation declaring proof of income is usually required for the self-employed Disadvantages: - ...

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Home To Home Loan

If you own an existing property and are looking to purchase an established home or constructing a new home, the Home to Home loan is an option. These products are based on short term finance to provide the ability to purchase a new property prior to the sale of an existing one Advantages: - allows you to remain in your existi...

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Line of Credit

This type of loan is an interest only variable rate home loan based around the equity you have in your property. A limit is established based upon the value of your property and you are then able to use the Line of Credit facility (much as you would a Credit Card) up to the approved limit. Advantages: - ability to draw on fun...

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Variable Rate Loan

Variable Rate Home Loan Generally the most flexible of all loan types, the Variable rate allows additional repayments, redraw and offset facilities. Variable rate products vary in flexibility with the Basic Variable rate home loan generally offering less flexibility than the Standard Variable Rate home loan. The rate is variable and tra...

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Interest Only Home Loan

Perth’s Home Loan Brokers of Choice Finding the right method of finance to purchase property is a big decision, and it can be enough to make your hair start falling out. Navigating the twists and turns on your own can ...